Currence
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Currence Holding B.V. | |
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| Formation | January 1, 2005 |
|---|---|
| Founders | Major Dutch banks |
| Type | Trade association |
| Purpose | Coordinates the payment systems in the Netherlands |
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CEO | Daniel van Delft |
| Website | www |
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Currence Holding B.V. is a Dutch trade association set up by banks that coordinates the payment systems in the Netherlands. Its aim is to "facilitate and provide market transparency while maintaining the quality and safety of the payment systems of the Netherlands."[1]
Currence is the brand owner of a number of the Dutch payment systems that included PIN, Chipknip until these were discontinued, Acceptgiro, Incasso/Machtigen and up until 2023 iDEAL.
History
Currence was founded on 1 January 2005 through an initiative by eight Dutch banks (ABN AMRO, Rabobank, ING Groep, Fortis, SNS Bank, BNG, Friesland Bank and Van Lanschot Kempen). It was originally known as Brandts & Licences Betalingsverkeer Nederland B.V. during its development stage and was renamed as Currence from the 17 May 2005.[citation needed]
Currence's CEO was Piet Mallekoote between 2013 and 2021 when he retired, he was followed by Daniel van Delft as CEO.[2]
In April 2023, Currence agreed for European Payments Initiative (EPI) to acquire the iDEAL payment system to build a European wide system. The key members of the Currence and shareholders in iDeal are also shareholders in EPI.[3]
Aims and responsibilities
It is responsible for coordinating payment methods and facilitating cooperation between payment providers by providing standards and transparency while maintaining the quality and safety of the payment systems in the Netherlands.
It attempts to do this by setting clearly defined standards for all parties wishing to use the Currence payment products, PIN,[4] Chipknip, Acceptgiro, Incasso/Machtigen and iDEAL, are able to operate. To create a level playing field it sets clear rules and regulations relating to product use and the product environment and regulates and supervises participants.
References
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- ^ Page Module:Citation/CS1/styles.css has no content."Card payment schemes:domestic or global?" (PDF). Equens. Archived from the original (PDF) on 15 May 2013. Retrieved 25 June 2014.
- ^ Page Module:Citation/CS1/styles.css has no content."Daniel van Delft on the future of Currence". Connective Payments. February 1, 2021.
- ^ Page Module:Citation/CS1/styles.css has no content."Europe's banks temper ambitions to challenge big US payments groups". Financial Times. April 25, 2023.
- ^ Page Module:Citation/CS1/styles.css has no content."New records for PIN and Chipknip in 2008". pin.nl. January 8, 2009. Archived from the original on March 25, 2012. Retrieved June 12, 2011.
External links
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