WalletHub

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WalletHub
Company type
Private
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Headquarters
Miami
,
U.S.
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Number of employees
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Websitewww.wallethub.com

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WalletHub (formerly CardHub.com) is a personal finance company that launched in August 2013.[1][2] It is based in Miami[3] and owned by Evolution Finance, Inc.[4][5]

WalletHub offers free consumer tools,[6][7][8] such as its WalletLiteracy Quiz[9][10] and its Financial Fitness Tool, which provides users with credit reports, scores and monitoring.[11][12] WalletHub also has tools for comparing credit cards, personal loans, car insurance and bank accounts, and it has grown to be one of the best budgeting apps on the market.[13][14][15]

Founder

The company's founder, Odysseas Papadimitriou, was born in the city of Athens, Greece,[16] and emigrated from Greece to the United States for college.[17] He then obtained a job in the banking industry and an MBA.[17]

History

WalletHub initially positioned itself as a "personal finance social network" with a focus on reviews for financial advisors,[2][18][19] and later expanded to add financial management tools.[20][21][22][23][24]

On April 10, 2014, First Premier Bank, Premier Bankcard, and Premier Nevada filed suit in the United States District Court for the District of South Dakota against Evolution Finance, Inc. as well as Odysseas Papdimitriou personally. They alleged unfair competition under the Lanham Act as well as breach of contract.[25] On January 7, 2015, the court denied the plaintiffs' motion for a preliminary injunction.[26]

In February 2015, Major League Baseball filed a trademark dispute claiming that WalletHub's logo resembled the logos of the Washington Nationals and the Chicago Cubs too closely.[27] Major League Baseball ended the dispute in August 2015 after WalletHub amended its trademark registration to explicitly exclude baseball and softball from the trademark's scope.[28]

In August 2025, WalletHub removed 40,000 pages of content from search engines to prevent AI theft of copyrighted materials.[29][30] Users must log in to see this content.

WalletHub lists US cities with population of over 200,000, based on the recent US Census data instead of all US cities and Census-designated places.

Products and services

WalletHub provides financial product comparison tools[31] for credit cards, car insurance, and bank accounts. The company also produces a wide range of research reports, including a quarterly credit card debt report and reports comparing cities and states in financially relevant categories.[32][33][34] In addition, WalletHub offers free credit scores, reports, and monitoring through a partnership with TransUnion.[35]

In November 2023, the company launched WalletHub Premium, which provides additional features such as budgeting and expense tracking tools, identity protection, a subscription manager and investment tracking. This added a paid tier to WalletHub's services, which were previously free.[36]

References

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  1. ^ Page Module:Citation/CS1/styles.css has no content.Jones, Michelle. "Personal Finance Social Network WalletHub Launches Today". ValueWalk. Retrieved December 5, 2015.
  2. ^ a b Page Module:Citation/CS1/styles.css has no content."New Website Lists Consumer Reviews of Financial Advisors". ThinkAdvisor. Retrieved December 5, 2015.
  3. ^ Page Module:Citation/CS1/styles.css has no content."WalletHub". Linkedin. Retrieved December 13, 2022.
  4. ^ Page Module:Citation/CS1/styles.css has no content.Andriotis, Annamaria (August 22, 2014). "Credit-Card Comparison Sites Come Under Fire". The Wall Street Journal. Retrieved December 5, 2015.
  5. ^ Page Module:Citation/CS1/styles.css has no content.Jergler, Don (April 8, 2014). "Another Auto Insurance Report for California". Insurance Journal. Retrieved February 28, 2018.
  6. ^ Page Module:Citation/CS1/styles.css has no content.Givan, Alexandra (February 25, 2015). "Online Calculator Lets You Estimate Savings by Teleworking". WRC-TV News. Retrieved December 5, 2015.
  7. ^ Page Module:Citation/CS1/styles.css has no content.Gerstner, Lisa. "Save Big by Getting Rid of Your Cable TV". Kiplinger's Personal Finance. Retrieved February 28, 2018.
  8. ^ Page Module:Citation/CS1/styles.css has no content.Fottrel, Quinten (September 25, 2015). "Why you should upgrade your iPhone every 3 years". MarketWatch. Retrieved December 5, 2015.
  9. ^ Page Module:Citation/CS1/styles.css has no content.Bigda, Carolyn (April 27, 2015). "WalletHub quiz puts your money know-how to the test". Chicago Tribune. Retrieved December 5, 2015.
  10. ^ Page Module:Citation/CS1/styles.css has no content.Kennecke, Angela (April 23, 2015). "Finding Your Financial Literacy". KELO-TV News. Retrieved December 5, 2015.
  11. ^ Page Module:Citation/CS1/styles.css has no content.Stark, Michelle (December 7, 2015). "Feeling uneasy about finances? WalletHub as a new tool that may help". WHNT-TV News. Retrieved December 8, 2015.
  12. ^ Page Module:Citation/CS1/styles.css has no content.Highfield, David (December 3, 2015). "New Financial Tool Could Help Manage Holiday Budgeting". KDKA-TV News. Retrieved December 8, 2015.
  13. ^ Page Module:Citation/CS1/styles.css has no content."The Best Personal Finance Software for 2023". PCMAG. Retrieved June 9, 2023.
  14. ^ Page Module:Citation/CS1/styles.css has no content."Fed's quarter-point rate hike may be its last for a while. How it affects you and stocks". USA TODAY. Retrieved June 9, 2023.
  15. ^ Page Module:Citation/CS1/styles.css has no content."The Best Personal Finance and Budgeting Apps for 2026". PCMAG. Retrieved December 17, 2025.
  16. ^ Page Module:Citation/CS1/styles.css has no content."Going Greek: Why Now Is a Good Time to Visit". Travel. October 11, 2012. Retrieved May 8, 2026.
  17. ^ a b Page Module:Citation/CS1/styles.css has no content.Caplin, Joan (January 10, 2017). "A Calling to Create Smarter Tools". Time Magazine. Retrieved May 8, 2026.
  18. ^ Page Module:Citation/CS1/styles.css has no content.Skinner, Liz (August 15, 2013). "Yelp for advisers?". Investment News. Retrieved December 5, 2015.
  19. ^ Page Module:Citation/CS1/styles.css has no content.Eisenberg, Richard. "Can Financial Planners Be Rated Like Yelp?". Next Avenue. Retrieved February 28, 2018.
  20. ^ Page Module:Citation/CS1/styles.css has no content.Rains, Taylor. "A new report ranked US airlines worst to best using several metrics — see how they stacked up against one another". Business Insider. Retrieved June 9, 2023.
  21. ^ Page Module:Citation/CS1/styles.css has no content."Americans are piling on credit card debt, despite recession warnings". NBC News. September 10, 2019. Retrieved June 9, 2023.
  22. ^ Page Module:Citation/CS1/styles.css has no content."People Are Missing Monthly Payments…Because They Forgot - Your Money Briefing - WSJ Podcasts". WSJ. Retrieved June 9, 2023.
  23. ^ Page Module:Citation/CS1/styles.css has no content."The 6 Best Apps to Maximize Your Credit Card Rewards". MUO. December 31, 2022. Retrieved June 9, 2023.
  24. ^ Page Module:Citation/CS1/styles.css has no content.Foy, Kayla (November 18, 2022). "Best Black-Friday deals of 2022". WMAR 2 News Baltimore. Retrieved June 9, 2023.
  25. ^ Page Module:Citation/CS1/styles.css has no content."FIRST PREMIER BANK, PREMIER BANKCARD, LLC AND PREMIER NEVADA, LLC, Plaintiffs, VS. ODYSSEAS PAPADIMITRIOU AND EVOLUTION FINANCE, INC., Defendants" (PDF). storage.courtlistener.com. April 10, 2014.
  26. ^ Page Module:Citation/CS1/styles.css has no content."FIRST PREMIER BANK, PREMIER BANKCARD, LLC and PREMIER NEVADA, LLC, Plaintiffs, vs. ODYSSEAS PAPADIMITRIOU and EVOLUTION FINANCE, INC., Defendants" (PDF). January 7, 2015.
  27. ^ Page Module:Citation/CS1/styles.css has no content.Overly, Steven (February 9, 2015). "Meet the start-up in a trademark war with the Washington Nationals, Chicago Cubs". Washington Post. ISSN 0190-8286. Retrieved June 9, 2023.
  28. ^ Page Module:Citation/CS1/styles.css has no content.Medici, Andy (August 24, 2015). "This sentence caused MLB to drop trademark dispute with small D.C. firm". Washington Business Journal. Archived from the original on May 29, 2017. Retrieved June 9, 2023.
  29. ^ Page Module:Citation/CS1/styles.css has no content."How one personal finance site is taking on Google's AI bots". American Banker. August 8, 2025. Retrieved September 10, 2025.
  30. ^ Page Module:Citation/CS1/styles.css has no content."WalletHub pulls 40,000 web pages from Google, citing AI theft". TheDesk.net. August 6, 2025. Retrieved September 10, 2025.
  31. ^ Page Module:Citation/CS1/styles.css has no content.Yakal, Kathy. "The Best Personal Finance Software for 2024". PCMAG. Retrieved April 19, 2024.
  32. ^ Page Module:Citation/CS1/styles.css has no content.Schiff, Molly (August 5, 2022). "The 7 places in the U.S. with the most credit card debt". NBC Universal. Retrieved December 13, 2022.
  33. ^ Page Module:Citation/CS1/styles.css has no content.Mejia, Jessica (October 25, 2022). "South Carolina ranked 9th least safe state, according to WalletHub". ABC Columbia. Retrieved December 13, 2022.
  34. ^ Page Module:Citation/CS1/styles.css has no content.Carberry Mogan, Luke (August 20, 2022). "Map: These are the states with the most and least credit card debt". Yahoo Finance. Retrieved December 13, 2022.
  35. ^ Page Module:Citation/CS1/styles.css has no content.Yakal, Kathy. "WalletHub Review". PCMAG. Retrieved April 19, 2024.
  36. ^ Page Module:Citation/CS1/styles.css has no content."WalletHub Review: Useful Educational Content and Effective Finance Features". PCMAG. July 28, 2025. Retrieved September 10, 2025.
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